UOB delivers different home financial loan offers for HDB flat homeowners, providing an alternative to the HDB Concessionary Bank loan. Their offerings include things like each set-fee and floating-level offers, which are often pegged to the three-Month Compounded SORA. As an illustration, a advertising package deal could provide a rate of three-Month Compounded SORA + 0.70% p.a. for the main two a long time, by using a minimum loan dimensions of S$250,000. For a hard and fast-fee choice, rates is usually as low as two.28% for just a two-12 months lock-in period of time. Eligibility for the UOB loan is matter to Assembly the overall Credit card debt Servicing Ratio (TDSR) of 55% along with other credit score specifications. UOB also provides a singular "Go Green Home Loan" for Attributes which has a BCA Inexperienced Mark certification, delivering funds rebates. Furthermore, They may be noted for a lower get more info valuation payment of just S£150 moreover GST and provide a bridging financial loan option for homeowners transitioning in between Homes.